Frequently Asked Questions
Here are answers to the questions people ask most often about selling a house fast in St. Louis, working with professional cash home buyers, and what to expect when you work with I Buy STL.
Our goal is simple: give you clarity, remove the stress, and help you move forward with confidence.
Trusted by 1,500+ Satisfied Sellers
These questions are here to help you understand how we buy houses in St. Louis, how our cash-offer process works, and why homeowners choose us when they need to sell their house fast. Every answer is designed to simplify the process and give you confidence in your next step.
Yes, there’s no fine print.
At the end of the day, you don’t pay any commissions.
You don’t pay any closing costs.
There’s no transfer title fees — nothing.
At the end of the day, the money that we offer is what you’re going to get.
No, we are not going to low ball you. And we understand the frustrations that come with working with other companies in our industry.
We talk to a lot of sellers that really have a bad taste in their mouth about the home buying experience because they have been low balled.
At the end of the day, we are completely transparent with our numbers. We look at your house in the condition that it’s in. We understand how much it’s going to cost to renovate that property, and then we give you a fair offer.
And if your house doesn’t need a whole lot of work, well guess what — we’re able to give you more money.
No. If you have great tenants in the property, we are not in the business of putting people out on the street.
If they are good tenants, you know, they’ve been good to the home, they’ve been good to you. Well, we want to keep them. At the end of the day, occupied properties are something that we can deal with.
We are uniquely situated to be able to deal with those. So to answer that question: no
Whenever you’re talking to somebody that claims that they can buy your house, please, please ask for a proof of funds, because a lot of the times the folks that are branding themselves as home buying companies, they don’t have the money available.
They’re either borrowing it or grabbing it from other sources. We have the funds to be able to buy your house in up to ten days.
We get that ass all the time. Some people, they reach out to us and they need to close their house in 14 days. We can do that.
Some people call us and they’re like, hey, I don’t really want to sell my house that fast. I want it to, you know, be maybe a 30 or 60 day process.
We can do that too. It really is dependent on what you need.
We’re ultimately just here to serve you.
Yes, we buy inherited homes all the time. About two three weeks ago, I bought a home in the Lake Saint Louis area.
The seller that had inherited the home lived in New Mexico. So when I had a conversation with her, she was really, really concerned about having to come out to New Mexico.
She was a new mother and had a lot going on, so she didn’t want to have to travel all the way to Saint Louis to be able to figure all this out. We were able to take care of all of it, so we closed within ten days. She was able to get her money. She didn’t even have to leave the New Mexico area.
So yes, we buy inherited homes all the time.
That’s actually something that we really enjoy doing. As long as the tenant is in there and they’re not destroying the property, we’re one of the few companies in the St. Louis area that can buy a property with an existing tenant.
Everything can just be transferred over, that way the tenant doesn’t have to move out. So if you have that kind of property, definitely reach out to us. Absolutely. 100%.
We are not in the business of putting people out on the street.
So I’m gonna be completely honest with you. At the end of the day, there are a lot of home buyers that mask themselves as being good, viable options, but that’s exactly what they’re gonna do: mask.
Why you can trust IBSTL is because everything we do is founded on integrity. At the end of the day, the number that we give you is the number that we stand by.
A lot of times I see folks coming in giving ultra–high offers that make you happy on the front end — but guess what?
They can’t deliver.
That’s not the case with us.
The number that we give you is the number that we’re going to deliver on.
At the end of the day, that’s up to you.
If you want to stay in the house,
we do plenty of rent–back scenarios. We purchase the house, and the owner can stay in the home and simply pay rent.
It’s truly whatever you’re looking for.
If you need moving assistance,
if you need a little extra time
to go through an inherited house
and find the sentimental belongings, whatever it is, at the end of the day,we’re here to serve you.
Working with I Buy STL
is for anyone who doesn’t want to go the traditional route.
If your house needs repairs,
or you want to avoid the typical agent process of having a bunch of people walking through your home, we’re here to help.
At the end of the day, if you’re going through something or you need a simpler way to sell, what we’re really good at is giving you a tailor–made, custom solution for your home–selling needs.
If you have non–performing tenants in your property, yes, we will still buy the house. A lot of the times we can actually assist you or go through the eviction process ourself.
Let me let you in on a little bit of a secret. When you work with an agent and you tell them that you wanna sell the property as is, I’m just gonna be completely honest with you, there’s really no such thing as, as is on the MLS,
and here’s why. At the end of the day, the buyer most likely is using a lender.
A bank of some sorts to get a mortgage. The mortgage company is going to have loan predication. So what that means is there’s certain things that may need to be done in order for that lender to lend on the property.
So you can put as is in a listing and you might get lucky and find an investor that will come all cash. But at the end of the day, it’s really not that realistic. When you work with, I Buy STL, we buy the house as is no questions asked. We will evaluate the property.
We do expect that certain things be disclosed to us, but at the end of the day, the condition that the property sits in is what we plan to purchase, and that’s the number that we’re gonna give you
So, how fast can we buy your house?
We can buy your house in as little as 5 days.
So here’s how the process works:
You’re gonna talk to a member of our team and schedule a time for one of our evaluators to come take a look at the house. The evaluator is gonna come in, discuss a couple of things about our company, but he’s really there just to understand what the house looks like.
After that, the home buying specialist will meet you at your house. The home buying specialist is going to find out how we can really serve you. The home buying specialists are gonna try to figure out how our team can serve you.
They’re gonna have a discussion with you so they can discover how they can provide the most value — how they can come up for you with the best plan to sell your house.
During your conversation with a home-buying specialist, you will receive an offer. If you agree to the offer, the next step is we’re gonna have you fill out a contract and a little bit of paperwork called a TREAD that we’re gonna then send to the title company.
Once we’ve agreed on a price:
We’re really just waiting on the title company.
And what does the title company do?
The title company is a third–party service to make sure everything is done above board with the county. This is real estate — it’s a very important transaction — and every real estate transaction across the entire state must occur at a title company so we can ensure a clean change of title.
Once you fill out the paperwork for the title company, the title company gets to work clearing up the title. You’ll then be contacted by one of our seller success coordinators, where they’re gonna give you the timeline for closing, anything you’re gonna need to bring to closing, and they’re gonna
give you updates on how the title process is going.
Once we have a clear title and you’re ready to close, the seller success coordinator gives you a
time and a date to meet at the title company. The I Buy team will have already signed the documents. You show up, sign your documents, you get your check. You walk away with a check — we walk away with the house.
One of the questions people ask us all the time is whether we can provide proof of funds—and the answer is absolutely yes. We buy over 200 houses a year, and on every single offer we make, we provide proof of funds so sellers have total certainty. No matter which offer you’re considering, always ask for proof of funds. What we see far too often is people making offers they can’t actually back up or close on, and that’s how sellers get burned. With us, proof of funds isn’t optional—it’s standard.
We get this question all the time—are there really zero fees? And the answer is yes, there are truly zero fees. We don’t charge title fees, we don’t charge commissions, and there are no hidden costs or contingencies. What we offer is speed, ease, and convenience, and that’s exactly what you get when you work with I BUY STL.
Well, it really means “as is.” It means anything. We buy houses that are hoarder houses, where there is junk all the way up to your chin and you can barely walk through it. We have the teams. We have the crews that can clear that house. What “as is” means is: as is—the worst house you’ve ever seen. We’ll buy it; we don’t care. If you want to keep some of your stuff and leave some of your stuff for us, no problem. “As is” means we will buy it as is, in any condition.
WE BUY INHERITED HOMES
A lot of times, when someone inherits a house, they just don’t know what to do with it. Generally, there has to be a lot of work done to the house to get it ready for the market.
And often, they’re out of state and just don’t know how to deal with it.
That’s where our team steps in. We provide solutions for you.
We’re able to get whatever the heir’s value is out of the house for them, and if they’re out of state, we can send it to them. We specialize in working with inherited houses.
We understand the burden that these houses can sometimes be,
and we can really help provide a QUICK, EASY, FAST, and CERTAIN solution for anybody dealing with an inherited house
Do we buy homes with tenants in them?
Absolutely. We buy homes that are already tenanted and have active leases — even bad leases. We are uniquely positioned in the St. Louis market to do that.
We have a sister company that also manages property. As a home buyer, we are the only buyer in town who can say, “Hey, we’ll buy this house with a tenant and we already have a property
management company who will take care of the tenant and manage the house properly.”
We love buying houses with tenants in them, and we do it a lot. Like I said, having a sister
property management company gives us a unique advantage inside the St. Louis market.
Do we buy homes with tenants in them?
Absolutely. We buy homes that are already tenanted and have active leases — even bad leases. We are uniquely positioned in the St. Louis market to do that.
We have a sister company that also manages property. As a home buyer, we are the only buyer in town who can say, “Hey, we’ll buy this house with a tenant and we already have a property
management company who will take care of the tenant and manage the house properly.”
We love buying houses with tenants in them, and we do it a lot. Like I said, having a sister
property management company gives us a unique advantage inside the St. Louis market.
So you have great tenants, and you’re wondering as a home seller:
Are we going to kick them out?
The answer is no — we are not going to kick them out. We’re going to refer this house to our sister property–management company, and we’re going to keep those tenants in place.
We are in the business of buying houses. We are not in the business of kicking people out of their houses, to be honest with you
So, what type of client does I Buy STL serve?
We serve people who are looking for a real and committed solution to selling their home in a non–traditional way.
People work with us for several reasons — mainly because they don’t want to go the traditional route of selling their home.
And by traditional, I mean going straight to the market.
When you go straight to the market,you don’t have speed,
you don’t have ease, you don’t have convenience, and you don’t have certainty.
I Buy STL serves people who want a committed, certain, and efficient way to sell their home
— where the seller has more control over the terms and more certainty in the process.
Who we don’t work well with are people who are just asking us to appraise their house.
We are not appraisers.
No bank will take our number as the official value of a home.
So if someone simply wants to know what their house is worth, they should call an appraisal
company — because that’s not what we do.
But if you’re looking for a committed and certain solution to selling your home,
So a lot of people when they’re working with us, they’re worried that they’re gonna get and the answer is what we do for sellers is we give them the most and the highest dollar amount we can for their house low balled no certainty.
